The experience modification factor – aka Ex-mod – is a way to rate how your company is doing compared to other companies in the same industry. A high Ex-mod directly impacts your premium and it’s often a mystery as to how it’s calculated and what it all means.

The secret is – if you can control your Ex-mod, you can save on your premium. So, we’ve gathered top tips to help you impact your bottom line.

In this webinar, you’ll learn

• What Ex-mod is and how it’s calculated
• COVID-19 impacts
• Practical tips to influence your work comp costs

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Download these helpful resources about lowering your Ex-mod

 

Safety Sound Off Podcast

Check out the latest in this audio series.

Take Control of Your Mod
Frustrated with your Ex-mod? Learn about ways you can impact your mod through strategies like connecting with your adjuster and taking a second look at how your safety program really functions. Being proactive is key!
Download the Take Control of Your Mod podcast (MP3)

Ex-Mod 101
New to work comp? Looking for basic information? This podcast will run through the primary components of the x-mod calculation, including how to know if you have a better than average mod and how long a large claim can impact your company.
Download the Ex-Mod 101 podcast (MP3)

Additional resources to help you learn more about your Ex-Mod

• California’s Experience Rating System, explained in WCIRB’s Learning Center
• 2020 Experience Modification Estimator, available on WCIRB.com